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Noel Whittaker

Noel Whittaker

Noel Whittaker, AM, is the author of Making Money Made Simple and numerous other books on personal finance.

It could be time to offload your properties.

Should I sell my investment property now, or after July next year?

It’s important to understand how the new capital gains tax rules will affect property sales before and after July 30, 2027.

  • Noel Whittaker

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Topping up your super is always a good move if you have some spare cash to invest.

I wanted to buy an investment property. Where should I invest instead?

Shares or ETFs may now be more attractive than an investment property, particularly if the proposed tax changes proceed

  • Noel Whittaker
Before you put up the ‘for sale’ sign, it’s important to understand what the capital gains tax changes really mean.

Should we sell our investment property before the new tax changes?

The new changes to CGT will come into effect next year, but until then, nothing will change for investors.

  • Noel Whittaker
Family trusts.

I make $180k a year through my trust. How will the new tax affect me?

Small business owners with family trusts are likely to be hit hard by the new tax changes.

  • Noel Whittaker
Selling your home is a risky move, so make sure you have a plan before you act.

We’re 71 with no super. Should we sell our house and invest the proceeds?

When it comes to the later stages of life, making sure you have accommodation that suits your lifestyle becomes a key priority.

  • Noel Whittaker
Wealthy investors with large super balances will likely look for ways they can dodge the tax.

My SMSF is over $3 million. How should I prepare for the new super tax?

For those with large super balances, or self-managed super funds, there are some serious considerations to be made about the new Division 296 tax.

  • Noel Whittaker
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Superannuation was never really meant to be an investment vehicle for children.

Our grandkids’ super accounts were frozen. How else can we invest for them?

Superannuation is a great way to save money while you’re working, but it’s less suitable for young children.

  • Noel Whittaker
Knowing when the right time to start dipping into your super can be a difficult choice.

I’m 67 and working part-time. Should I start drawing on my super?

Every investment decision has advantages and disadvantages. This can be a difficult one to get right.

  • Noel Whittaker
When it comes to pension eligibility, your investments might be weighing you down.

Why is Centrelink penalising me for shares I cannot sell?

Centrelink assesses share values based on the ASX. Unfortunately, this doesn’t help when companies are in extended trading halts.

  • Noel Whittaker
Distributing money from a property you’ve inherited will unfortunately affect your age pension.

I’m selling mum’s house. Will gifting grandkids the proceeds cut my pension?

Unfortunately, once you inherit a property, it becomes your asset, and Centrelink’s gifting rules kick in. But there is one easy work-around.

  • Noel Whittaker