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Deciding where to put your inheritance when you’re young can be a tricky decision.

I’m in my 30s and Dad is gifting me $50,000. What should I do with it?

Superannuation is often a good place to stash an early inheritance, but if you’re young, there are likely better places it could be put to use.

  • Paul Benson

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It could be time to offload your properties.

Should I sell my investment property now, or after July next year?

It’s important to understand how the new capital gains tax rules will affect property sales before and after July 30, 2027.

  • Noel Whittaker
Having a big nest egg is nothing to worry about.

Will I have to pay tax on my super if it grows over $2 million?

The transfer balance cap limits the amount you can transition into pension mode but it doesn’t apply to growth within your fund.

  • Paul Benson
Topping up your super is always a good move if you have some spare cash to invest.

I wanted to buy an investment property. Where should I invest instead?

Shares or ETFs may now be more attractive than an investment property, particularly if the proposed tax changes proceed

  • Noel Whittaker
Before you put up the ‘for sale’ sign, it’s important to understand what the capital gains tax changes really mean.

Should we sell our investment property before the new tax changes?

The new changes to CGT will come into effect next year, but until then, nothing will change for investors.

  • Noel Whittaker
Setting up a super account for your kids might not be the best move.

Should we set up super accounts for our pre-teen kids?

Rarely when talking about children and finances does the topic of super come up. And that’s usually for a good reason.

  • Paul Benson
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Family trusts.

I make $180k a year through my trust. How will the new tax affect me?

Small business owners with family trusts are likely to be hit hard by the new tax changes.

  • Noel Whittaker
If your money is in superannuation you can rest easy – there’s very little in this budget that will change for you.

I own no investment properties or trusts. Will the budget affect me?

Last week’s budget came with a lot of talk about shifting wealth from older Australians, but for many retirees, very little will change at all.

  • Paul Benson
Selling your home is a risky move, so make sure you have a plan before you act.

We’re 71 with no super. Should we sell our house and invest the proceeds?

When it comes to the later stages of life, making sure you have accommodation that suits your lifestyle becomes a key priority.

  • Noel Whittaker
As more and more parents help their kids into the housing market, situations such as these will become commonplace.

We helped our daughter buy a house. Will we have to pay CGT?

If you’ve put your name on the title, there’s not a lot you can do to avoid paying capital gains tax.

  • Paul Benson