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Retirement roadmap

Series

Retirement Roadmap

Our team of financial experts helps you navigate to and through retirement in this six-part series.

11 stories
Brought to you by Aware Super
Navigating the age pension can be complex but support is readily available.

The five-step plan to maximising your pension

Many Australians are missing out on their full age pension entitlement – here’s how to fix that.

  • Cameron Bayley
Consider your property options carefully.
  • Sponsored

Down-sized and debt-free: can you retire with a mortgage?

Many people assume it’s best to reach retirement with zero debt, but it’s not the be-all and end-all, according to financial experts.

  • Cameron Bayley
What does the ‘retirement version’ of you look like?
  • Sponsored

The checklist that proves you’re ready to retire

Visualising the ‘retirement version’ of you helps to reveal whether the time is right.

  • Cameron Bayley
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Strategic timing can help grow your retirement balance.
  • Sponsored

How to pack four years of super into two months

Strategic timing around the end of financial year can rapidly build your retirement balance.

  • Cameron Bayley
Keeping your will up-to-date is of crucial importance.
  • Sponsored

Are you ready for Australia’s $5 trillion wealth transfer?

Even if your situation seems straightforward, you’re doing a huge favour for those you leave behind.

  • Cameron Bayley
Data and planning are key to working out when you can retire.
  • Sponsored

How to calculate your ‘magic retirement number’

Even if people have identical incomes, no two retirement targets are the same.

  • Cameron Bayley
Retirement isn’t an easy thing to get right, and retirees often have plenty of questions.
  • Opinion

The seven biggest money worries for Australian retirees explained

Here’s what more than 3000 people say are their most pressing issues as they move from work to retirement, and some information to help put your mind at ease.

  • Kaye Fallick
If careful preparation has not been put in place, serious problems can emerge when a loved one dies.
  • Opinion

Death and taxes are inevitable. Here’s how retirees can minimise the latter

If couples and families don’t put proper preparations in place, serious financial problems can emerge when a loved one dies.

  • Noel Whittaker
Retirees who have built up a valuable pool of financial assets and invested them in things other than their family home may be comfortable renting in retirement.
  • Opinion

Ready to sip on your super? First, tick off this pre-retirement checklist

Before you hang up your work boots, make sure you’re financially well-prepared for the second half (ish) of your life.

  • Dominic Powell
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What can you do with the significant portion of wealth tied up in the family home? Is there a safe way to access it?
  • Analysis

Want to be ‘carried out in a box’? How retirees can tap into the value of their homes

For many Australians over 65, a significant amount of their wealth is tied up in the family home. Here are some safe ways to access it.

  • Kaye Fallick
Most of us make things harder than they need to be. And nowhere is that more obvious than when it comes to our retirement.
  • Opinion

It’s simple: This is the best kept secret in retirement planning

Most of us make things harder than they need to be. And nowhere is that more obvious than when it comes to life after work.

  • Bec Wilson

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The Sydney Central Business District, Sydney Harbour and Eastern Suburbs and surrounds are seen on 18 February 2025, in Sydney, Australia from a commercial airliner. Picture - Sam Mooy / The Sydney Morning Herald

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